Condominiums & Homeowners Association Insurance

We provide coverages for condominium and homeowner associations. We have worked extensively within this industry and work diligently to offer our clients comprehensive and innovative insurance solutions for Associations, Franchises and Affinity Groups. Whether your association is just a few units or large and complex with exercise facilities, swimming pools and spas, saunas, playgrounds, etc.,

Condominium and homeowner associations may face severe financial consequence from property loss by fire, wind, or other causes. The association could also face liability from claims associated with the management of swimming pools and spas, saunas, playground equipment, sponsored events, parking areas, advertising, and more.

To learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals, please contact us.

Here are some of the coverage options that are available to you to help you with your insurance needs:

• Property and Inland Marine
• Buildings at Extended Replacement Costs or Actual Cash Values
• Separate limit for Specified Property (such as Pools, Fences, etc.)
• Automatic Increase in Building Amount (inflation guard)
• Contents at Replacement Costs or Actual Cash Values
• Condominium Unit Owners Coverage
• Loss of Association Fees and Extra Expense
• Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
• Comprehensive equipment breakdown coverage
• Coverage extension to newly acquired buildings
• Fire department service charge and extinguisher recharge cost
• Outdoor signs
• Debris removal or clean up cost
• Pollutant clean up cost
• Back up of sewers or drains or appliances
• Accounts Receivables and Valuable Papers coverage
• Computer equipment including Media & Records