Insure Effectively

Businesses need insurance to protect against various risks. The most challenging thing about buying insurance is to make certain that you have sufficient insurance to cover the appropriate set of risks. That's where MDW Insurance Group comes in; we make sure that your insurance program is effective in covering the risks your business faces.

Service First

We provide essential services to your business that help protect your assets and your future. We see our future as tied to yours. That's why we keep current on your industry news and your changing needs. You'll find us available whenever you need hands-on, efficient service.

LARGE AND SMALL BUSINESS COVERAGE

MDW Insurance Group has been helping its commercial customers obtain the protection they need for more than 30 years, and we are proud to have long- term relationships with many of the premier insurance companies.

At MDW Insurance Group we start by developing a thorough in-depth knowledge of your business and its vulnerabilities, before we recommend insurance solutions and risk transfer methods designed to mitigate and protect your company from potential loss. The evolution of business practices and technology requires that commercial insurance offer protection beyond the basic coverages traditionally purchased to protect assets. Your business can be threatened by many risks other than fire, accident, hurricanes and other natural disasters. Our dedicated professionals will work with you to help identify and evaluate industry-specific exposures unique to your type of business. Once we identify the other risks we will develop a unique risk management plan to provide your business with the protection it needs. We'll help you implement policies and procedures to reduce costs through proven loss prevention and loss reduction techniques. We'll help you determine which risks should be assumed internally by minimizing or eliminating exposures, and which risks should be transferred to an insurance company. We will also meet with you on a regular basis to review exposures and insurance coverages.

When you need to file a claim, MDW Insurance Group's claims department will guide you through the process and serve as your advocate to help ensure prompt and efficient claims handling.

We provide insurance solutions for a large number of commercial clients in a wide range of businesses. Our clients range from large public and private corporations operating on local, national and international levels to small individually and family owned businesses.
No matter your company size or specialty, we can help.

MDW Insurance Group has long-term relationships with many of the highest rated regional, national and international insurance carriers. We also have access to Surplus Lines and Specialty Markets for hard-to-find and niche coverages.

MDW Insurance Group is committed to finding the best risk management options for your business. Our focus is on the client's total cost of risk and assisting our clients with all elements of risk management. As independent agents, we will submit your quote to multiple insurance carriers and let them compete for your business.

Call MDW Insurance Group for a no-obligation insurance proposal and we will provide you with a detailed quote so you know exactly what your options are and answer any questions you may have about the policy and the coverage it provides.

Survey System

Insuring a business effectively requires a clear understanding of the nature of your business, an evaluation of the business' exposure to risk, and the ability to anticipate future changes and needs.
We develop a plan for your business insurance coverage by surveying your needs, studying your existing policies, and analyzing the adequacy and effectiveness of your current protection levels. We evaluate your business' current and future insurance needs, making sure to address changing receivable and expenditures, equipment values and other assets, unusual property fluctuations, growth opportunities, and anticipated personnel changes. We present you with a written plan in an easy-to-understand proposal.

We provide insurance services for many different types of businesses and industries including:

  • Hospitality
  • Law Firms
  • Associations/Franchises/Affinity Groups
  • Manufacturing
  • Automobile Fleets
  • Ocean Marine
  • Inland Marine
  • Aviation
  • Construction
  • Non-Profit
  • Religious Organizations
  • Professional Services
  • Environmental
  • Real Estate
  • Financial Institutions
  • Retail
  • Pharmaceuticals
  • Food Processing & Distribution
  • Staffing/Employee Leasing
  • Foodservice
  • Technology
  • Healthcare
  • Transportation
  • Errors & Omissions
  • Bankers Blanket Bonds
  • Lender Liability
  • Crime Insurance
  • Cargo Insurance

Typical lines of coverage include:

  • Business Owners Packages (BOP)
  • Commercial Automobile
  • Commercial Property
  • General Liability
  • Commercial Liability Umbrella
  • Directors & Officers Liability and Professional Liability
  • Employment Practices Liability
  • Surety & Business Bonds
  • Business Umbrella Policies
  • Contractors
  • Group Health & Life
  • Comprehensive Voluntary Benefit Programs
  • Retirement Plans
  • Disability
  • Annuities
  • Inland Marine
  • Ocean Marine
  • Workers compensation
  • Business interruption
  • Business overhead expense
  • Kidnap and ransom
  • Key man
  • Business buy-out