Middle Market Group Health Insurance

Middle Market group health insurance may offer more plan choices than those offered to small groups. Each health insurance company may have their own requirements on the number of employees required to fall into mid-size group health insurance, however, in general middle market consists of 51 to 300 employees. A larger portfolio of plans is available under this classification and some of the plans may have greater benefits than those offered to smaller groups. These plans, because they are medically underwritten, tend to have lower premiums than the small group market. As the group size increases, the group’s claims are also taken into account when looking at renewal ratings.

Coverage can be denied, based on current claims conditions. Groups at this level start moving away from the purely reactive small group market and into concentrating on implementing strategies to help their employees manage their claims and utilization. MDW has cutting edge strategies and products that offer our employers the ability to look at levels of financial and claim detail that are unavailable to most groups in this market segment.

Contact the MDW Insurance Group at (305)444-2324 for a cost-effective benefits package that includes any or all of the following types of insurance and services:

• Medical
• Dental
• Vision
• Life
• Voluntary Group Benefits
• Long-term and Short-term disability
• Long-Term Care
• HSA’s
• Flexible Spending Accounts
• Section 125 Administration
• Cobra Administration
• Foreign Nationals Coverage
• Wellness Programs & Health Fairs