Homeowners Insurance
Peace of Mind Home Protection. Protect your property with a homeowners insurance policy.
For most of us, our home is a major financial and emotional investment. Whether your home is a house, a condominium, a cooperative, or a rental unit, whether old or new, big or small: if a disaster occurs, your life would be turned upside down. At such a time, you want to have the peace of mind to know that your home is properly insured so that you can get your life back together as quickly as possible. Our agency professionals can tailor a homeowners insurance policy with the coverages to fit your needs. We provide comprehensive protection for your home and valued possessions, including special coverage for jewelry, paintings, antiques, and just about any kind of collectable or fine art.
If you Rent Your Home
When you don’t own your residence, you still need insurance protection. A renter’s insurance policy protects your personal property in case of loss through fire, theft, or vandalism as well as providing personal liability coverage. We can help you put the necessary coverage in place so you have the protection you need, namely coverages not covered by your landlord’s insurance.
A Policy To Fit Your Needs
Each family’s requirement for insuring its home and contents is different. At MDW, we analyze your needs before creating a customized homeowners insurance package for you.
- Do you require or want replacement cost on your belongings?
- Do you also want to insure a vacation home or city home?
- Are you insuring especially valuable articles such as fine art, jewelry, or collections?
- Do you need excess liability coverage?
- Do you want wind and/or flood damage coverage?
- Do you need Builders Risk Coverage? (necessary if you are building or renovating your home)