Umbrella Insurance
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by MDW’s personal umbrella liability insurance.
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you're covered.
No personal liability insurance policy covers every type of loss possible. Umbrella Insurance policies are designed to cover situations that could result in a lawsuit involving:
- False arrest, false imprisonment or detention, wrongful eviction or wrongful entry
- Malicious prosecution
- Libel, slander or invasion of rights of privacy
- Liability of others that you assume by contract
- An accident in a foreign country where your present personal liability insurance does not apply
- Damage to another’s personal property while in your care, custody or control (except aircraft, watercraft, farm machinery or farm equipment)
- Bodily injury or property damage resulting from the use of reasonable force to protect persons or property
We welcome your questions about umbrella insurance. Just call us anytime at (305)444-2324. Our professional insurance counselors can:
- Help you determine your optimal coverage levels
- Discuss exactly what your personal umbrella policy would cover
- Answer questions about premiums and payment options
- Provide you with any additional information you require
- Help you get a free quote for a personal umbrella policy